Terms and Conditions

Please read these terms carefully before using our services.

Last Updated:February 2, 2025

Welcome to Smart Invest Returns. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access or use our services.

Our calculators and tools are designed to provide general guidance and educational information. They should not be considered as financial advice, and we recommend consulting with qualified professionals for specific financial decisions.

Terms of Use

  • Agreement to follow all terms and guidelines
  • Services provided on an 'as is' basis
  • Right to modify or discontinue services
  • User responsibility for account security

User Responsibilities

  • Provide accurate information
  • Maintain account security
  • Use calculators responsibly
  • Not misuse or manipulate the services

Disclaimers

  • Not a substitute for professional financial advice
  • No guarantee of calculator accuracy
  • Market conditions may affect results
  • Past performance doesn't guarantee future results

Intellectual Property

  • All content is our exclusive property
  • No reproduction without permission
  • Trademarks and copyrights protected
  • Limited license for personal use only

Prohibited Activities

  • No unauthorized access or use
  • No data scraping or crawling
  • No interference with service operation
  • No distribution of harmful content

Changes to Terms

  • Right to modify terms at any time
  • Notice of significant changes
  • Continued use implies acceptance
  • Regular review recommended

Questions About Our Terms?

If you have any questions about these terms and conditions, please contact our legal team.

legal@smartinvestreturns.com