Home Loan EMI Calculator
Calculate your monthly EMI and plan your home loan better
Loan Details
Loan Summary
Monthly EMI
₹0
Principal Amount
₹25,00,000
Total Interest
₹0
Total Payment
₹0
Suggestions & Savings Tips
Prepayment Benefits
Making extra payments can reduce your loan tenure by 0 years and save approximately ₹0 in interest.
Interest Rate Impact
A 0.5% reduction in interest rate could lower your EMI by ₹0 per month. Consider refinancing if better rates are available.
Tax Benefits
You can claim tax deductions up to ₹2,00,000 on home loan interest under Section 24(b) and up to ₹1,50,000 on principal under Section 80C.
Monthly Budget Impact
Your EMI is 0% of a ₹50,000 monthly income. Financial experts recommend keeping EMI below 40% of monthly income.
Additional Costs to Consider
- • Property Insurance: ₹2,500/year
- • Processing Fee: ₹12,500
- • Property Tax: Varies by location (typically 1-2% of property value)
- • Maintenance: ₹4,167/month
Disclaimer: All the information provided on this website is for educational purposes only. It is not intended to be financial advice. Please consult a financial advisor before making any investment decisions.